Fannin County Homes under $400,000

Welcome to Fannin County, Texas – a hidden gem in the heart of the Lone Star State! Nestled in the beautiful northeastern part of Texas, Fannin County boasts a rich tapestry of natural beauty, vibrant communities, and a welcoming spirit that makes it an ideal place to call home. With its picturesque landscapes, including rolling hills, lush forests, and serene lakes, Fannin County offers a peaceful retreat from the hustle and bustle of city life, while still providing easy access to urban amenities.

For those seeking affordable housing options, Fannin County is an excellent choice. The real estate market here features a variety of charming homes priced under $400,000, making it accessible for first-time buyers, families, and retirees alike. Whether you’re looking for a cozy cottage in the quaint town of Bonham, a spacious family home in the suburbs, or a serene property near one of the county's beautiful lakes, there’s something for everyone.

Fannin County is not just about beautiful homes; it’s also rich in history and culture. Explore the local museums, enjoy outdoor activities like fishing and hiking, or indulge in the delightful local cuisine. The community is known for its friendly atmosphere and strong sense of belonging, making it easy to settle in and feel at home.

If you're ready to discover your dream home in Fannin County, Texas, you’ll find that this charming area offers both affordability and a vibrant lifestyle. Come and experience the warmth of Fannin County – where your ideal home awaits!

Newest Fannin County Homes under $400,000

$359,000

4 Beds ⋅ 3 Baths ⋅ 21404380 MLS

Welcome to this 4 bedroom, 3 bathroom home. Offering the perfect blend of comfort, flexibility and space. This home features a mother-in-law suite, ideal for multi generational living, guests or a private retreat. A bonus room that has been used as a library and study area. Step outside to the large backyard, offering plenty of room for pets, entertaining, gardening or simply enjoying the outdoors. This home is ready to meet your needs and lifestyle. Buyer and Buyer's agent to verify all information.

1908 Nancy Lea Dr, Bonham

$105,000

2 Beds ⋅ 1 Baths ⋅ 21403410 MLS

Historic Charm & Timeless Character in the Heart of Bonham Step into the charm and character of another era at 103 S Center St in Bonham, Texas. This unique 2-bedroom, 1-bath home offers beautiful original hardwood floors, classic details, and a story of its own. The bathroom features a charming clawfoot tub, adding a touch of vintage elegance that perfectly complements the home's character. Throughout the home, the original hardwood floors bring warmth, beauty, and timeless appeal. Upstairs, discover an intriguing piece of the home's history — an attic space that was once used as a bedroom. The original door still opens with a skeleton key, offering a rare glimpse into the home's past and adding to its unmistakable historic personality. Whether used for storage, a creative space, or simply appreciated as a unique architectural feature, this area is sure to spark conversation. The property also offers an exciting opportunity with the vacant lot behind the home. The lot previously had a house on it, creating potential for future use or possibly another structure, subject to city approvals, zoning, utilities, and applicable restrictions. With its original character, beautiful hardwood floors, clawfoot tub, skeleton-key attic, and additional land, this is more than just a house — it's a property with history, personality, and possibilities. Come see this special Bonham property and discover the charm for yourself!

103 S Center St, Bonham

$159,000

3 Beds ⋅ 2 Baths ⋅ 21400502 MLS

Great opportunity in Honey Grove! This home underwent an extensive remodel approximately 3 years ago, including the addition of a bedroom and second bathroom, interior updates throughout, and foundation repairs. After being tenant-occupied for the past 3 years, the property is ready for some TLC and has experienced some foundation movement. Buyers have options—purchase AS-IS at a price that allows room to make improvements and build equity, or the seller is open to completing agreed-upon repairs with an acceptable offer and approved financing. A great opportunity for a buyer looking to customize a home and add value!

903 14th St, Honey Grove

$270,000

3 Beds ⋅ 2 Baths ⋅ 21389792 MLS

Charming ranch-style home nestled on just over half an acre in peaceful Trenton, TX! This adorable 3-bedroom, 2-bathroom home offers a comfortable layout with spacious bedrooms and plenty of room to enjoy the outdoors. The interior features fresh paint throughout, creating a clean and refreshed feel, while the roof was newly replaced in September 2026. Step outside to a covered patio overlooking the large backyard, shaded by beautiful, mature trees, offering plenty of space for entertaining, gardening, pets, or simply enjoying the peaceful setting. A storage shed provides additional convenience for tools and outdoor equipment. Ideally located just minutes from Trenton High School and HWY 121, this property offers the charm of small-town living with everyday conveniences nearby. A wonderful opportunity for anyone looking for a well-maintained home with space to spread out! Fiber internet has been added to the property, offering high-speed connectivity for work and everyday living. Buyer's agent to verify all info.

1622 Fm 815, Trenton

$235,000

4 Beds ⋅ 2 Baths ⋅ 21399800 MLS

Rare multi-home property offering space, flexibility, and built-in value in the quiet community of Bailey. This .75-acre property includes two separate homes: a 4-bedroom main mobile home plus a charming 2-bedroom cottage, ideal for multi-generational living, rental income, or a private guest retreat which features approximately 1500 sq ft, durable LVP flooring in main areas, and cozy carpeted bedrooms. Enjoy outdoor living on the covered wooden deck, perfect for morning coffee or evening relaxation. The high-end appliances stay with the home, such as washing machine, dryer, and commercial upright freezer. The second home is a 2-bedroom, single bath cottage offering additional living space, guest accommodations, or investment potential. Each home includes two- car carport, a large storage shed, and a spacious yard suited for projects, gardening, or outdoor enjoyment. Conveniently located about 15 miles from Bonham, this property offers peaceful small-town living with easy access to shopping, dining, and everyday amenities. A versatile setup with two homes, multiple outbuildings, and modern updates—a standout opportunity ready for your next chapter.

112 Se Front St, Bailey

$163,500

2 Beds ⋅ 1 Baths ⋅ 21400943 MLS

Welcome to this charming 1,178 sq. ft. home nestled on nearly half an acre, offering 2 bedrooms and 1 bathroom, plus a flexible front room that could be used as a bedroom or living room. The spacious, tree-shaded lot features beautiful, mature pecan trees, creating a peaceful outdoor setting with plenty of room for kids to play, pets to roam, or simply enjoy the extra space. A 21’ x 23’ workshop with electricity provides even more versatility—perfect for projects, hobbies, storage, or a dedicated workspace. With its generous lot, mature trees, workshop, and abundant outdoor space, this property offers plenty of opportunity to make it your own and enjoy a little more room to spread out and relax.

1115 S 6th St, Bonham

$369,900

3 Beds ⋅ 2 Baths ⋅ 21399645 MLS

If these walls could talk, what stories they would tell! Built in 1906, this gracious home welcomes you with a wraparound porch made for lingering afternoons and conversations that last until dusk. Inside, original woodwork, including doorframes and molding ordered long ago from Sears Roebuck, preserves the craftsmanship and character of another era. A front foyer stairway sets the scene, while a second staircase from the utility room offers another route upstairs. The downstairs layout includes a parlor, living room, formal dining room, kitchen and utility room. Decorative fireplaces grace both the parlor and living room; neither is operational and are for decorative purposes, only. For those envisioning a downstairs retreat, the living room could serve as a primary bedroom with an adjoining bathroom, also accessible from the formal dining room, while the parlor becomes the main gathering space. Upstairs, three bedrooms await, along with a versatile bonus room most recently used as an office. Formerly an upstairs kitchen, it retains a sink and built-in cabinets and offers potential for an additional bedroom with modifications. The upstairs bathroom, accessible from the hallway or a bedroom, features a clawfoot tub and shower. Two stained-glass windows add jewel-toned charm, complemented by a leaded-glass window display on the front porch. A two-car carport and metal storage building with electricity offer everyday convenience. Rich with history and room for your own next chapter, this home invites you to slow your pace, pull up a porch chair and stay awhile.

905 8th St, Honey Grove

$220,000

2 Beds ⋅ 1 Baths ⋅ 21392931 MLS

Come tour this pristine single story 2 bedroom home situated on a .425 acre lot nestled in the desirable Lindawood Acres Neighborhood. This charming brick residence features a flexible floor plan with beamed ceilings, cozy fireplace, and and warm laminate wood flooring throughout. (no carpet) The kitchen offers ample cabinetry, a breakfast bar, and an adjoining dining room that creates a functional inviting space for meals and conversation. The spacious bedrooms ensure comfort and generous closet space. Large 2-car garage includes expanded storage capacity. Savor outdoor living in the expansive backyard with majestic mature trees, perfect for a garden, play area or outdoor entertaining. Located just minutes from Downtown Bonham, schools, VA Medical Center and local amenities with excellent commuter connectivity via Hwy 82 to Sherman and 121 toward Mckinney.

503 Wes Michael Rd, Bonham

$35,000

21397544 MLS

Here is a great lot to build on inside the city limits of Bonham. This is a large lot with new homes surrounding it. It sits on the corner of Katy and 7th St. No known restrictions.

809 E 7th St, Bonham

$210,000

3 Beds ⋅ 2 Baths ⋅ 21395486 MLS

Come home to a little more breathing room and a lifestyle that feels refreshingly uncomplicated. This newer Bonham home combines modern finishes with an easy, open layout that makes everyday life feel comfortable from the moment you walk through the door.The kitchen truly sits at the heart of the home, with a large island that’s ready for morning coffee, quick weeknight dinners, or gathering with friends. Stainless steel appliances, generous counter space, and plenty of cabinetry keep everything functional without sacrificing style. Natural light carries throughout the open living and dining areas, creating a bright space that feels equally suited for quiet nights at home or a house full of guests. The private primary suite gives you a comfortable place to recharge, while the additional bedrooms can easily adapt as life changes, whether you need guest space, a home office, or room for hobbies. Outside, there’s space to garden, entertain, let the pets play, or create the backyard you’ve been imagining. Living in Bonham gives you the charm and slower pace of a smaller Texas community while keeping shopping, dining, recreation, and everyday necessities within easy reach. It’s a great opportunity for buyers looking for a newer home, modern comfort, and a little more room to enjoy life.

805 S 4th St, Bonham

$219,500

3 Beds ⋅ 2 Baths ⋅ 21396605 MLS

Welcome to 2108 N Village Drive, a well-located 3-bedroom, 2-bath home in an established Bonham neighborhood. This inviting property offers a comfortable floor plan with spacious living and dining areas, a cozy fireplace, and a functional kitchen with plenty of room for everyday living and entertaining. The primary bedroom provides a comfortable retreat, while two additional bedrooms offer flexibility for family, guests, or a home office. Outside, enjoy a large covered patio overlooking the backyard—an ideal spot for morning coffee, weekend gatherings, or relaxing evenings. The property also features an attached two-car garage and a conveniently located lot with mature neighborhood surroundings. Located close to schools, shopping,and dining this home offers an excellent opportunity for a buyer looking for an established home in a convenient Bonham location. Come see the possibilities at 2108 N Village Drive!

2108 N Village, Bonham

$99,900

21396784 MLS

Room to spread out. Flexibility to build. Small-town charm near the new Lake Ralph Hall. This 2.12-acre property at 310 E Main Street in Ladonia offers an appealing choice: create your own spacious homesite or take advantage of city approval to divide the property into three residential lots. The previous home has been removed, and water, sewer, and gas are available. Within walking distance of downtown Ladonia and the Chaparral Trail, the location pairs everyday convenience with opportunities to explore Northeast Texas on foot, by bike, or on horseback. Nearby Lake Ralph Hall, now filling, adds excitement for the future with planned fishing and boating amenities, plus a pedestrian pathway across the new lake bridge. Build a custom home with room for gardens and outdoor living, or bring your plans for three residential properties. With over two acres, available utilities, and an in-town location close to trails and the new lake, this property offers space and possibilities for your next chapter.

310 A E Main St, Ladonia

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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