McKinney Homes under $350,000

Welcome to McKinney, Texas – a vibrant city that beautifully blends small-town charm with modern conveniences. Nestled in Collin County, just a short drive from the bustling metropolis of Dallas, McKinney stands out as one of the fastest-growing cities in the United States. With its historic downtown, lush parks, and a strong sense of community, McKinney offers an ideal setting for families, young professionals, and retirees alike.

One of the most appealing aspects of McKinney is its diverse real estate market, particularly for those seeking homes under $350,000. The city boasts a variety of options, from cozy single-family homes to charming townhouses, making it an attractive destination for first-time homebuyers or those looking to downsize. With well-maintained neighborhoods and excellent school districts, you can find a perfect starter home or a place to raise your family without breaking the bank.

McKinney is also known for its rich history and vibrant culture. The historic downtown area is filled with unique shops, delightful eateries, and regular community events that foster a sense of belonging. Outdoor enthusiasts will appreciate the numerous parks, trails, and recreational facilities, ensuring there’s always something to do.

With its affordable housing options and a welcoming atmosphere, McKinney is truly a gem in Texas. Whether you’re considering a move or simply exploring the area, you’ll quickly discover why so many choose to call this remarkable city home. Explore your options today, and find the perfect home for you in McKinney!

Newest McKinney Homes under $350,000

$349,999

4 Beds ⋅ 3 Baths ⋅ 21349040 MLS

Get the upscale lifestyle without the premium price tag! Tucked away in the desirable 75071 zip code, this beautifully upgraded single-family home delivers sophisticated living at an incredible value. The heart of the home shines with rich granite countertops and stunning wood tile floors that perfectly balance modern elegance with low-maintenance durability. With 4 spacious bedrooms and 2.5 baths, there is room for everyone to live, work, and thrive. Love the outdoors? The oversized, fully fenced backyard is an absolute showstopper, offering a pristine patio area ready for lounging, entertaining, or creating your dream garden. Don't sacrifice luxury for affordability—at 107 Goosewood Drive, you truly can have it all!

107 Goosewood Dr, McKinney

$349,900

3 Beds ⋅ 2 Baths ⋅ 21400900 MLS

Morning coffee in the garden. Dinner around the downtown square. And a comfortable place to come home to in between. This move-in-ready, one-story Brookview home brings together the details that make daily life enjoyable: plantation shutters, warm wood floors, ceiling fans throughout and a spacious living room with a wood-burning fireplace. There is room to stretch out, welcome friends and enjoy an evening at home. The kitchen keeps everything within reach with granite counters, generous cabinetry and a walk-in pantry. Enjoy a quick breakfast in the sunny eat-in area, then bring out the good dishes when company arrives—the separate dining space is ready. The primary bedroom has room for your favorite reading chair, while its ensuite bath offers two sinks, a garden tub and a separate shower. Two additional bedrooms give you flexibility for guests, hobbies or working from home. Outside, the backyard feels like a garden you can live in. Brick pathways wind among established plantings, and a pergola-covered patio invites you to pull up a chair and stay awhile. Mature trees, landscaping and a sprinkler system complete the setting. An attached two-car garage and a separate laundry room with freezer space handle the practical side. Convenient access to US 75 and SH 121 helps keep you connected, while historic downtown McKinney offers locally owned restaurants, boutiques, galleries and community celebrations. Come for the convenience. Stay for the feeling of home.

5409 Running Brook Ln, McKinney

$349,000

3 Beds ⋅ 2 Baths ⋅ 21400385 MLS

BRAND NEW LISTING! This updated charming one-story home is tucked into a quiet pocket of beloved downtown McKinney! Hard to find oversized lot where the outdoor space is a standout: mature trees, a covered backyard patio, and a welcoming front porch. Three bedrooms, one of which could easily be used as a second primary. LVP flooring throughout – no carpet at all! Great open floorplan. The kitchen overlooks the living room and features stunning granite countertops with a lot of counter space, stainless steel appliances, stylish tile backsplash and a window over the sink that looks out onto the large fenced backyard. The home was fully renovated in 2022 and a few of those updates are: complete new HVAC system, electrical panel, plugs, switches, lighting, exhaust fans, PVC sewer line replacing cast iron, new exterior and interior doors, windows and trim, total bathroom remodels, new kitchen cabinets, new fence, and so much more. This house has been adored, and you can feel it in every room. Enjoy all the charm of beloved downtown McKinney, where you are surrounded by so many restaurants and shops, Rick’s Chophouse, three wineries, trendy coffee shops, the Chestnut Square historic village, and all the holiday cheer and festivities that make the square look like a movie. This move-in ready home will not last long… come see!

902 W Leland Ave, McKinney

$349,900

3 Beds ⋅ 3 Baths ⋅ 21400171 MLS

Frisco ISD, convenient access to Highway 121, and close proximity to major retail and dining destinations make 7105 Cotton Seed Drive a standout opportunity in McKinney’s Harvest Bend community! This 3-bedroom, 2.5-bath home features a welcoming layout with granite kitchen countertops, rich-toned cabinetry, and a kitchen that opens to the living area for easy entertaining. Enjoy a fenced backyard with a patio and the convenience of an attached two-car garage. Nearby parks and walking trails add to the appeal. For investors seeking a rental property or buyers looking for a primary residence, this home offers a compelling combination of location, comfort, and convenience. Schedule your showing today!

7105 Cotton Seed Dr, McKinney

$295,000

3 Beds ⋅ 2 Baths ⋅ 21396449 MLS

Renovated, connected and refreshingly uncomplicated. This home offers the kind of McKinney location that makes everyday life easier, tucked into established North Brook Estates with quick access to Historic Downtown McKinney and southbound Hwy 75. Inside, the home has been fully renovated with a fresh, updated look that feels clean, modern and move-in ready. The floor plan makes smart use of the space, while the one car garage adds everyday convenience and storage. And then there's the neighborhood. Al Ruschaupt Park is within walking distance, putting soccer fields, a splash pad and jogging walking paths practically in your backyard. It's the kind of location where you can head out for a morning walk, spend an afternoon at the park, meet friends in Downtown McKinney for dinner, or jump onto southbound Hwy 75 when the day takes you toward Allen, Plano or Dallas. The house is renovated. The neighborhood is established. And the location just works. 2331 Foothill isn't about having to choose between an updated home and a convenient McKinney location—you get both.

2331 Foothill Rd, McKinney

$348,950

2 Beds ⋅ 2 Baths ⋅ 21396074 MLS

Welcome home to easy living and timeless comfort in Fireside Village, McKinney's premier 55+ active adult community. Perfectly positioned on a beautifully maintained interior lot, this exceptional single-story residence offers the ideal blend of elegance, functionality, and low-maintenance living. From the moment you arrive, the charming curb appeal, manicured landscaping, and inviting front entry create a warm first impression. Inside, abundant natural light fills the thoughtfully designed open-concept floor plan, creating bright and welcoming spaces for everyday living and entertaining. The spacious living area flows effortlessly into the kitchen and dining spaces, making it easy to gather with family and friends. The well-appointed kitchen features generous cabinetry, abundant prep space, and stylish finishes designed for both daily meals and special occasions. The private primary suite serves as a peaceful retreat, offering a spacious bedroom, ensuite bath, and walk-in closet. An additional bedroom provides flexibility for guests, hobbies, a home office, or creative space. Step outside to the covered patio and enjoy your morning coffee, an evening glass of wine, or simply a quiet moment outdoors. One of the greatest advantages of living in Fireside Village is the lock-and-leave lifestyle, with HOA-maintained front and backyard landscaping allowing you to spend less time on yard work and more time enjoying what matters most. Conveniently located minutes from Historic Downtown McKinney, shopping, dining, medical facilities, and major thoroughfares including US-75 and US-380, this home offers both tranquility and convenience. Residents also enjoy beautifully maintained surroundings and lifestyle-focused amenities that make Fireside Village such a sought-after place to call home. Beautifully maintained and move-in ready, this is more than a home—it's an opportunity to embrace a simpler, more enjoyable way of living.

921 Hearthside Way, McKinney

$329,900

3 Beds ⋅ 2 Baths ⋅ 21396615 MLS

New Painting interior and exterior all over the house! Brand new quartz countertops in Kitchen, both bathrooms with new faucets! Almost New Laminate Wood Flooring in Living room and Hallways! Almost New C-Tile in kitchen, laundry room and all bathroom flooring! Almost New Range, Microwave, and Stainless Dishwasher. This cozy 3 bedroom house is ready for you to call home! Covered front Patio. Big backyard with newly stained deck for entertainment, In the heart of McKinney with great location with easy assess to 75 and 121. Walking distance to elementary school. Come and show it, make it your home to live and love!

2328 Gabriel Dr, McKinney

$345,000

3 Beds ⋅ 3 Baths ⋅ 21396440 MLS

Welcome to this spacious two-story home in McKinney, beautifully situated on a premier lot that backs directly to a scenic greenbelt for ultimate privacy and tree-lined views!The main floor features a bright, seamless open-floor plan perfectly anchoring the family room, formal living space, and dining area around a cozy fireplace. The large kitchen flows effortlessly into the living zones, complete with a convenient main-floor half-bath and a combined laundry room and walk-in pantry. Upstairs, you will find a versatile layout featuring three generously sized bedrooms, two full bathrooms, and a massive bonus-office room that can easily serve as a media space, game room, or fourth bedroom option. This structurally sound home is being sold As-Is, offering an incredible opportunity for a buyer or investor to bring a fresh vision with new interior paint and flooring to truly make it custom. Complete with an owner-use 4-camera Swann security system (zero monthly subscription fees!). Unbeatable location with lightning-fast access to Interstate 75, top-rated McKinney schools, and vibrant local shopping and dining districts. All information deemed reliable, buyer and buyer agent to verify all information.

3605 Quail View Dr, McKinney

$317,000

3 Beds ⋅ 2 Baths ⋅ 21396036 MLS

INCREDIBLE BUYER INCENTIVES: $5,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $5,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. 3203 Orchid Dr is a single-level McKinney home with three bedrooms, two bathrooms, and 1,585 square feet of living space. Built in 1995, the home features a living room with a brick fireplace and windows overlooking the backyard. The kitchen includes an island, wood cabinetry, a built-in oven, and a microwave. An adjoining dining area has a bay window and access to the outdoors. Arched windows add detail to the bedrooms, and one bathroom includes a separate tub and shower. A laundry room provides cabinetry and shelving. The backyard includes a covered patio, with a two-car garage at the rear. Home comes with a 100-Day Home Warranty

3203 Orchid Dr, McKinney

$187,500

2 Beds ⋅ 1 Baths ⋅ 21394419 MLS

1405 West St is an INVESTOR SPECIAL and is being sold for the value of the lot. The location is just minutes from downtown McKinney. The lot is spacious at 0.22 acres, very deep, and offers lots of potential for a buyer wanting to build new construction near the Historic District of McKinney. Access to Highway 75 and US 380 is convenient for commuters. This property is offered AS IS and seller will do no repairs.

1405 West St, McKinney

$345,000

2 Beds ⋅ 3 Baths ⋅ 21393334 MLS

Private stone courtyard living in Hemmingway at Craig Ranch. This two-story townhome offers 1,687 square feet, two bedrooms, two and a half baths, and a two-car rear-entry garage. Major systems and appliances are recently updated: Rheem HVAC (2022), A.O. Smith Signature water heater (2022), Samsung range with a split oven that runs as two separate ovens (2023), and a Bosch dishwasher (2023). The living room centers on a gas log fireplace with wood floors and crown molding throughout the main level, opening to a granite kitchen with stainless appliances, breakfast bar peninsula, and eat-in breakfast area. A built-in bar area adds storage and style. Upstairs, the primary suite features a vaulted ceiling, ensuite bath and walk-in closet, with a second bedroom, full bath, and a versatile loft. Enjoy a private enclosed stone courtyard plus a second-floor balcony overlooking it, along with a covered front porch. The HOA maintains the front yard and grounds and includes the community pool and clubhouse. Zoned to Frisco ISD: Comstock Elementary, Scoggins Middle, and Emerson High. Minutes to SH-121, Craig Ranch, dining and shopping.

8913 Trolley Trl, McKinney

$299,900

4 Beds ⋅ 2 Baths ⋅ 21394752 MLS

**MULTIPLE OFFERS RECEIVED** -Highest and best deadline Sunday, 09-27-2026 @ 5:00 pm. Please contact co-Listing agent Logan Dorman to submit an offer. Incredible to own a piece of tranquility in McKinney ISD for under 300k!. Serene 1.5 acre lot close enough to all of the conveniences of the city, and far enough away to sit on the patio and see the start. The hard work has been done clearing the house, stripping the floors, and clearing the land. All that's left to for you to put in your finishing touches. GREAT opportunity for an investor or first time homebuyer. Bring your contractor and designer and make something beautiful.

218 Holder Trl, McKinney

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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