Chico Homes under $700,000

Welcome to Chico, Texas – a hidden gem nestled in the heart of the Lone Star State! Known for its picturesque landscapes, friendly community, and laid-back lifestyle, Chico offers a perfect blend of small-town charm and modern conveniences. With a population that embraces its rich heritage and a vibrant local culture, residents enjoy a peaceful environment that’s ideal for families, retirees, and everyone in between.

One of the most alluring aspects of Chico is its affordable real estate market. Here, you can find a variety of homes under $700,000 that cater to diverse tastes and lifestyles. Whether you’re seeking a cozy cottage with a sprawling backyard, a contemporary family home, or a charming farmhouse, Chico has something for everyone. The homes in this price range often feature spacious interiors, inviting outdoor spaces, and access to the town’s amenities, making it an ideal location to settle down.

Chico boasts a range of recreational opportunities, from scenic parks to nearby lakes, perfect for fishing, hiking, and enjoying the great outdoors. The community is also home to local shops, restaurants, and cultural events that foster a strong sense of belonging. With its friendly atmosphere and affordable housing options, Chico is not just a place to live; it’s a place to thrive.

Explore the beautiful homes available under $700,000 and discover why Chico, Texas, is the perfect place for you to call home. Embrace the warmth of this charming town and find your dream home today!

Newest Chico Homes under $700,000

$220,000

7 Beds ⋅ 6 Baths ⋅ 21400276 MLS

INVESTMENT OPPORTUNITY! Three separate residences on approximately 2.42 acres, offering an excellent opportunity for rental income and future potential. The property features 3 individual homes at 334, 336 & 338 County Road 1643, with 2 of the 3 currently occupied by established tenants, providing immediate rental income. Each residence offers its own private living space, making this a unique setup for investors seeking multiple income-producing units on one property. With the flexibility of three separate dwellings and acreage, there is also potential to improve, renovate, or maximize the property’s income-producing capabilities. Conveniently located in the Chico area, this is a rare opportunity to acquire a multi-home property with income already in place and room to grow.

334 County Road 1643, Chico

$289,900

3 Beds ⋅ 2 Baths ⋅ 21405683 MLS

Take advantage of living in WISE COUNTY for under $290K !! 45 minutes from the Metroplex. All amenities of a new home yet Nestled in a quiet, established neighborhood with majestic oak trees! Newish floors, water heater, paint, trim, tile, appliances, fixtures and granite counter tops! Open concept great for raising a family and entertaining. Yard is FULLY fenced with 8 foot pipe fencing. Lots of privacy with open field behind property! Take advantage in owning a property in a growing town and community. Schools, shopping and freeways close by!

508 S Hovey St, Chico

$175,000

3 Beds ⋅ 2 Baths ⋅ 21399843 MLS

A smart opportunity in Chico with the space, location, and versatility to work for a variety of buyers. Whether you’re purchasing your first home, ready to simplify, or looking for a property with potential as a long-term rental investment, this home offers plenty to appreciate. Situated on an oversized corner lot with a fenced yard, there’s room for pets, play, gardening, backyard gatherings, or simply enjoying a little extra space around you. Inside, the home offers over 1,200 square feet with 3 bedrooms and 2 bathrooms, thoughtfully laid out to make excellent use of every square foot. The functional floor plan provides comfortable living spaces and practical bedrooms without wasted space, making the home feel easy to live in and easy to maintain. The location adds another layer of appeal. Convenient access to Highway 114 and US-287 makes commuting to Decatur, Fort Worth, and surrounding communities simple while still allowing you to enjoy the quieter pace of Chico. For a first-time buyer, someone looking to downsize, or an investor searching for a property with rental potential, this home offers a combination of functionality, outdoor space, accessibility, and long-term possibilities that can be hard to find.

107 S Flower Ln, Chico

$439,000

3 Beds ⋅ 2 Baths ⋅ 21397420 MLS

Your next home?? Welcome to 477 CR 1550! If you are looking for that cottage in the woods feel, this home has it. Just as you squeak off the county road you are treated to heavy tree coverage and a 2017 built, 1100+ sq ft home. The home has all the charm you could ask for and is tucked away on over 6 acres in Chico Texas. The home features a 3 bed 2 bath layout, eat in kitchen, wood burning fireplace in the living area, and a large covered back porch overlooking the rest of your land! Behind the home you have a 40x40 shop with an awning on the west wall, and small insulated office in the back corner! The shop will give you so much room for activities like working on cars, holding lawn and yard equipment, or an abundance of ideas that you can bring to it. Behind the shop there is pasture land that sees its fair share of wild life and could be cut and baled when you get it growing! This property is just down the road from FM 1810 to go back into Decatur, Highway 101, that will take you to Bridgeport, or back to Sunset and Highway 287 the other direction. Don't miss out on this great little home!

477 County Road 1550, Chico

$105,000

3 Beds ⋅ 2 Baths ⋅ 21370231 MLS

Affordability is within grasp welcome to 303 Caballo Way! This doublewide home has been retrofitted, with three bedrooms and two bathrooms situated on .39 of an acre with surrounding fence. This space is ready for your creative touch! Schools are within walking distance as is the local grocery store, restaurant and town square. Being sold as is.

303 Caballo Way, Chico

$249,999

3 Beds ⋅ 2 Baths ⋅ 21353449 MLS

Opportunity near Lake Bridgeport! Situated on approx 1.52 Acres in the Three Fingers area, 3bedrm, 2bath Mobile Home offers plenty of space, mature oak trees,room to bring your own vision to life.The property feat 2 living areas, bkfast area, kitchen w granite countertops, bartop seats counter stools, functional layout,great potential.Updates already underway include recent roof,new light fixtures,new flooring,tile in showers,bathrm vanities,w add renovations, finishing work remaining for buyer to complete,customize.Outside,enjoy an covered front porch,spacious back porch, approx 10 x 15 chicken coop,carport covered parking,generous open space,corner lot setting accented by a white ranch style fence,stone entry columns,gravel drive.A 50-amp RV electrical and sewer connection adds additional flexibility.A particularly valuable feat is the propertys existing utility infrastructure.Substantial conventional septic related improvements near carport area, along w grandfathered well related eligibility associated w property.These existing improvements may provide add flexibility for future use, buyer and buyer’s agent to independently verify well eligibility, septic locations, condition and capacity, permitted use, future building requirements and all applicable county and regulatory requirements.Located just minutes from North Side Marina & Resort,convenient access to boating, fishing and Lake Bridgeport recreation.Three Fingers Lounge is nearby for food,casual place to unwind after a day on the water.Whether used as a fulltime residence, wkend lake retreat, investment property,renovation project,this unique acreage prop offers space,established improvements,proximity to the lake that can be increasingly difficult to find.Bring your ideas,finish what has already been started.With its acreage, established improvements,multiple living spaces and proximity to Lake Bridgeport,this property offers an opp to create a wkend lake retreat,investment property or fulltime residence.

469 County Road 1743, Chico

$549,900

5 Beds ⋅ 3 Baths ⋅ 21317494 MLS

5-Bedroom Barndominium on Beautiful Fenced Acreage Spacious 5-bedroom, 3-bath barndominium with a dedicated office, featuring a large open-concept floor plan and soaring ceilings. Enjoy peaceful country living as you relax on the expansive covered front porch overlooking the quiet, serene surroundings. The property is completely fenced and cross-fenced, offering a perfect mix of open pasture and wooded areas. Numerous fruit trees add beauty and functionality to the landscape, making this property ideal for those seeking space, privacy, and country charm. Don't miss your opportunity to see everything this exceptional property has to offer—schedule your showing today!

387 Private Rd, Chico

$699,000

4 Beds ⋅ 3 Baths ⋅ 21293075 MLS

Custom home, gated community, cul-de-sac, 4Bed, 3Bath,2 Liv, 2 Din, 8 ft doors,12 ft ceilings, hand scrapped wood floors. Foyer, opens to the GR, vaulted beamed ceilings, stone electric fireplace, 8 ft windows to enjoy the outdoors & covered patio. GR is open to kitchen, tons of cabinets*adjustable shelves-slow*close feature, SS appliances, double oven, convection microwave, dishwasher, double sink, walk-in pantry, ample counter space*oversized island. One end of the home offers privacy for primary bedroom*ensuite, lg walk-in closet, dual vanity, free standing soaker tub & beautiful seamless oversize glass shower. Three additional bedrooms, plus an office, & game*reading room. One of the best locations in a beautiful gated community, Lake Bridgeport,12,000-acre lake, first choice of boaters, skiers, & fishing. This community offers paved streets, city water, underground utilities, community pool, pickle court, boat dock & day slips for the use of owners & their guests. Come enjoy this lake community.

162 Sunset Bay Pointe Ct, Chico

$675,000

3 Beds ⋅ 2 Baths ⋅ 21276246 MLS

Additional Acreage available add a few acres or check out MLS#21151698. Where Rustic Charm Meets Modern Luxury, come and take a look! Experience timeless Texas elegance at this custom-built ranch estate just outside Chico. Set on a peaceful stretch of FM 1810, this beautifully crafted 2007 built home spans approx. 2,900 sq ft and blends rustic charm with modern luxury. Inside, warm wood accents and rich tile flooring create a welcoming, upscale feel. The gourmet kitchen features handcrafted cabinetry, granite countertops, and premium appliances—designed for both everyday living and effortless entertaining. A stone fireplace anchors the open-concept living space, framed by large windows that capture wide-open views of the surrounding countryside. The private primary suite is a retreat of its own, complete with cedar walk-in closets and a spa-like ensuite bath. Each bedroom is generously sized, with custom touches throughout. Step outside to an expansive covered patio that invites outdoor living, dining, and relaxation—all set against the backdrop of rolling pastureland. Ideal for ranching, recreation, or simply enjoying the serene beauty of North Texas.

6721 Fm 1810, Chico

$250,000

2 Beds ⋅ 2 Baths ⋅ 21265678 MLS

Charming 2 bedroom, 2 bathroom brick home situated on a spacious corner lot just under half an acre in the heart of Chico, Texas! Conveniently located close to schools and town amenities, this property offers both comfort and functionality with plenty of room to make it your own. Inside, you’ll find a large kitchen featuring ample cabinet storage and generous counter space, making meal prep and entertaining easy. Just off the kitchen is a versatile bonus room that could serve as a second living area, game room, office, or hobby space. The main living room is oversized and perfect for hosting family gatherings or cozy nights at home. The primary suite offers separate closets and a private en-suite bathroom with a shower. LVP flooring throughout the home provides durability and easy maintenance, while ceiling fans add comfort in every season. Step outside to enjoy the expansive backyard with plenty of room for kids, pets, gardening, or future outdoor entertaining spaces. This property combines small-town charm, a great location, and room to grow — all wrapped into one inviting home. Schedule your showing today!

308 Oakwood St, Chico

$399,900

3 Beds ⋅ 2 Baths ⋅ 21231719 MLS

OVER $5,000 TO USE TOWARD CLOSING COSTS OR A RATE BUY DOWN WITH PREFERRED LENDER! Discover your own private retreat on 1 wooded acre overlooking Lake Bridgeport! This one of a kind, multi level home features 3 bedrooms, 2 bathrooms, and beautiful mature trees creating a peaceful, private setting with gorgeous lake views. Start your mornings with coffee on the expansive deck or unwind in the evening while enjoying the tranquil surroundings. A private trail leads from the property to the lake, offering opportunities for fishing, kayaking, paddleboarding, jet skiing, boating, or simply relaxing by the water. Tucked away on a private road, this home is being sold fully furnished, including furniture, décor, cookware, dishes, and more, making it truly turnkey and ready to enjoy! Whether you're looking for a weekend getaway, lake escape, investment property, or full time residence, this unique property offers the perfect combination of privacy, nature, lake access, and comfortable living. Come experience the peaceful side of Lake Bridgeport and see why this could be your perfect lake retreat!

268 Private Rd, Chico

$437,000

3 Beds ⋅ 4 Baths ⋅ 21203885 MLS

Welcome to this beautiful 3-bedroom, 3.5bathroom home located in the peaceful North Star Pointe lake community on Lake Bridgeport. LAKE VIEW! This gated community is a true gem and one of the best-kept secrets in North Texas. With countless coves and scenic points. Situated on a spacious acre lot, this home offers the perfect blend of relaxation and entertaining with breathtaking lake views and tranquil surroundings. Step inside to an inviting open-concept floor plan filled with natural light, and expansive windows designed to capture the beauty of lakeside living. The kitchen features ample cabinetry, generous counter space, and a large island WITH MORE CABINET SPACE, perfect for meal preparation or casual dining. The primary suite serves as a private retreat with access to the screened in rear patio to welcome in the peaceful views and surroundings. Residents of North Star Pointe enjoy gated security, community amenities including a boat launch, clubhouse, and pool.

192 Grand Harbor Blvd, Chico

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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